Wind Mitigation Inspections by Professional Property Inspections (PPI)
Would you like an opportunity to save money on your homeowners insurance?
According to Florida Statute 626.0629, insurance companies are required to offer Florida homeowners "discounts, credits, or other rate differentials..." for construction techniques that reduce damage and loss in windstorms. These discounts apply to homes primarily built prior to the year 2002. Contact PPI for further information.
Qualified Properties for Wind Mitigation Inspections:
These property types may qualify for windstorm insurance discounts.
- Condos
- Townhouses
- Single Family Homes
- Multi-Family Buildings
- Commercial Buildings
These features can reduce the potential damage to your home in tropical storms and hurricanes:
- Florida Building Code approved Roof Shingles or other coverings
- Strong Roof Decks
- Hurricane Clips/Straps
- Impact Resistant Glazing on Windows and doors
- Shutter Protection for Windows
- Roof Shape
PPI has performed thousands of Wind Mitigation inspections. We start our Wind Mitigation inspection of your home by examining eight different categories of features. This includes inspecting, taking pictures and documenting those features of your home which will allow you to receive discounts from your insurance company.
After the physical inspection, we will fill out and review The Uniform Mitigation Verification Inspection Form (OIR-B1-1802) with you. The OIR has 8 categories regarding how your home is constructed with regard to wind resistance. We will go over each section of the form with you, so that you have a thorough understanding of what features your home currently has and where improvements (and additional insurance savings) may be implemented.
PPI will leave a copy of the form for your records, which we advise you keep for future reference or proof of eligible discounts. PPI will then digitally scan all inspection documents and email them to you or your insurance agent for prompt attention.
In most cases you will receive an updated insurance policy in the mail within 30 days outlining your discount. Some homeowners may also receive a rebate check in the mail returning the money you have already paid towards your insurance policy. If you do not receive a rebate equal to or greater than the cost of our inspection service, we will refund the difference.**
How much can you save? Experience says that savings will vary widely by insurance provider, the average savings is typically between $300 and $400 per year. Savings of more than $1000 are not uncommon. If you are a condominium HOA, the savings are usually in the thousands of dollars.
To see about possible savings for your home, follow this link: Insurance Savings Calculator
**To be eligible for the money back guarantee the home must have never had a wind mitigation inspection performed on it. Also the home cannot already be receiving any type of discount from the homeowners insurance company for wind mitigating features, or be built after 2002. If you meet these criteria and Professional Property Inspections conducts a wind mitigation inspection on your home and you do not receive any type of discount or credit on your homeowners insurance, you are eligible for a refund.
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